Libramen

Agentic Commerce Terms of Service

Effective Date: June 30, 2026

These Agentic Commerce Terms of Service ("Terms") govern the demand side of the Libramen network: buyers, and the AI agents acting on their behalf, when they discover, scope, qualify, authorise, and pay for a real-world service through Libramen, Inc., a Delaware corporation ("Libramen", "we", "us", or "our"), across its MCP and HTTP commerce endpoints, its agent-discovery surfaces, its documentation, and related interfaces (the "Service"). They sit alongside, and do not replace, the Terms of Service that govern the businesses ("Operators") who publish to the network.

In these Terms, "you" means both the buyer, the person on whose behalf a transaction is scoped and paid, and the "Agent Operator", meaning whoever deploys, configures, hosts, or runs the AI agent or other automated system that uses the Service for the buyer, whether a platform, developer, wallet, command-line client, or runtime. We refer to that AI agent as "your agent". Where a representation can only be made by one of you, it binds whichever of you is in a position to make it. The Agent Operator is responsible for passing these Terms to the buyer and obtaining the buyer's agreement, as described in Section 1.

By using any Service endpoint, the Agent Operator and the buyer agree to these Terms, to the Acceptable Use Policy, and to the Privacy Policy.

1. Acceptance and Who Is Bound

Reaching the Service requires no account and no login. Completing a booking, however, requires the buyer to supply identifying information (a name, an email address, and a phone number), and your agent to authorise and confirm a mandate. Acceptance of these Terms attaches in three ways, any of which binds both the buyer and the Agent Operator:

  • By notice. We publish a link to these Terms, to the Acceptable Use Policy, and to the Privacy Policy through our agent-discovery and gateway documents and our published agent skill, as conspicuous notice to any agent that reaches the network.
  • By use. Calling any per-Operator Service endpoint, whether to discover, browse, check availability, qualify a transaction, authorise a mandate, confirm payment, or check status, accepts these Terms.
  • By transacting. Supplying buyer information and confirming a booking is an express act of acceptance.

The Agent Operator must pass these Terms to the buyer and obtain the buyer's agreement before authorising or confirming any payment on the buyer's behalf. Where the Agent Operator and the buyer are the same person, that obligation is satisfied directly. Libramen relies on the Agent Operator's having done so and is entitled to treat any confirmed transaction as one the buyer agreed to.

If you do not agree to these Terms, do not use the Service.

2. Eligibility, Capacity, and Authority

You represent and warrant that the buyer is of legal age and has the legal capacity to enter into a binding transaction for the service being purchased, in the buyer's jurisdiction and the Operator's.

The Agent Operator further represents and warrants, on each transaction, that:

  • it holds the buyer's actual authority to scope, qualify, authorise, and confirm that transaction, and to authorise charges up to the amount, in the currency, and within the expiry of each mandate it confirms;
  • the payment credential it presents belongs to, or is lawfully usable by, the buyer who authorised the charge, and is presented with that buyer's permission; and
  • the buyer has given the explicit approval described in Section 5 before the Agent Operator confirms or pays.

You are responsible for all activity conducted through your agent, including every transaction it scopes, authorises, or confirms.

3. What Libramen Is (and Is Not)

Libramen provides agentic commerce infrastructure: a scoping, qualification, and transaction interface that lets your agent discover an Operator's published services, qualify the buyer's request against the Operator's own rules, obtain a priced authorisation, and pass payment through to the Operator's own payment provider.

The service the buyer is purchasing, and the transaction itself, are between the buyer and the Operator. The Operator is the seller and the provider of the service. Libramen is a software platform and is not the merchant of record, the seller of record, the payment processor, a money transmitter, a broker, a marketplace operator, a travel agent, an insurer, an escrow agent, a tax adviser, or a legal adviser for any transaction conducted through the Service, and Libramen does not itself deliver the service.

Nothing in these Terms creates an agency, partnership, joint venture, or employment relationship between you and Libramen. Your agent is operated by the Agent Operator and is not Libramen's agent; Libramen does not operate first-party buyer agents and does not act as the buyer's or the Operator's agent.

4. The Agentic Transaction Flow

The Service exposes the same commerce flow over two interfaces: an MCP server, and a plain-HTTP commerce interface for registry and non-MCP agents. Neither requires an account or a login to reach. Use a single interface for a single booking, and do not mix interfaces within one transaction.

In outline, the flow is: discover an Operator, browse its published catalogue, optionally check availability, qualify the transaction, authorise a mandate, pay the Operator through an enabled rail, and check status. When qualifying, the Service asks only what is needed to answer the next question and keeps its own internal logic private: it gives you the questions, the values you may choose from, the price, and the outcome, and nothing more. Answer using the values the Service gives you, and do not try to discover, derive, or reconstruct anything it does not disclose to you.

5. Authorisation and Mandates

A "mandate" is a scoped authorisation for a single booking. It fixes the amount, the currency, and an expiry (a hold of approximately five minutes), and is the only thing that authorises payment for that transaction. The live amount surfaced in the authorisation or payment challenge is the price the buyer is being asked to pay; your agent must surface that exact amount, in that currency, to the buyer.

Your agent must obtain the buyer's explicit approval of the amount and the transaction before confirming or paying. Libramen relies entirely on the Agent Operator's representation that this approval occurred and has no duty to verify it. A mandate proves that Libramen approved a payable amount; it does not prove that your agent preserved the buyer's intended service, date, headcount, or options, or that the buyer approved the charge. That assurance is yours to give, not ours to check.

Two confirmation paths exist, and they are not the same:

  • Product mandates may, on approval, reserve a single availability slot for the duration of the hold, where the service is slot-bound. If the mandate expires unpaid, that reservation releases automatically.
  • Package mandates are always manual-confirm and Stripe-only. They reserve no slot and no capacity. Confirming a package mandate places a payment-authorisation hold on the buyer's card and puts the mandate into a pending-approval state for the Operator's own review, which is not immediate. There is no held slot, and your agent must not tell the buyer that a slot or capacity is reserved; the only hold is the payment authorisation. The booking commits only if and when the Operator approves, and the buyer's email is the channel for that outcome.

6. Payments

The buyer pays the Operator, not Libramen. Payment settles through the rails the Operator has enabled, namely Stripe Shared Payment Tokens and the Machine Payments Protocol (Tempo stablecoin settlement and Stripe), and settles direct to the Operator's own payment provider. Live mandates are USD-only at launch; an unsupported-currency response means the transaction is not payable through Libramen and must not be forced.

Libramen does not custody, escrow, hold, or route the buyer's funds; is not the payment processor; and does not issue, mint, or supply payment credentials. Payment credentials are minted by the buyer's wallet or payment provider, and your agent presents them. The Operator sets the price. Refunds, chargebacks, cancellations, and payment disputes run against the Operator, through the Operator's own channels; Libramen does not process refunds and cannot reverse a settled payment. Your use of each rail is also subject to that provider's own terms, network rules, and technical limits.

The HTTP-402 "payment required" challenge is the quote envelope used in the flow, and your agent may request and read it; it is part of how a price is surfaced. Funds settle through the enabled Stripe or Machine Payments Protocol rail, not through the x402 challenge's payTo target. x402 is the challenge and quote envelope, not a buyer settlement rail, and must not be treated or presented as a way to pay out funds.

Libramen charges the Operator a separate platform fee for use of the Service. That fee is a matter between Libramen and the Operator and is not a charge to the buyer.

7. The Operator Relationship and the Service

The service is delivered by the Operator, under the Operator's own terms, pricing, policies, and consumer disclosures. The Operator is solely responsible for its performance, availability, quality, scheduling, fulfilment, cancellations, refunds, and for the accuracy of the catalogue, pricing, availability, and eligibility rules it publishes.

Libramen is not responsible for the Operator's acts or omissions and does not guarantee that any business will remain discoverable, transactable, or available, that any quoted price or slot will hold beyond a mandate's expiry, or that any transaction will succeed.

Qualification answers must be truthful. You must not fabricate, coach, or guess a qualifying answer to pass an Operator's rules. Where your agent does not know an answer, it must ask the buyer rather than invent one. A blocked or no-match result is an honest outcome and must be surfaced to the buyer plainly, not worked around.

8. Buyer Data

To complete a transaction, your agent supplies buyer-identifying information (a name, an email address, and a phone number) so that the Operator can deliver the service, send receipts, and defend chargebacks. You represent that you are authorised to provide that information for that purpose and that it is accurate.

Buyer information is encrypted at rest and isolated per Operator. For a completed booking, the buyer information, together with the resulting booking, mandate, receipt, and transaction records, is retained in accordance with the Privacy Policy for receipt, tax, accounting, dispute, chargeback, and fraud-prevention purposes. Libramen does not keep buyer information for longer than those purposes require, and removes buyer records it no longer needs, including for transactions that do not complete. How Libramen and the Operator handle buyer information is described in the Privacy Policy.

9. Your Responsibilities; Acceptable Use

You agree to:

  • provide accurate buyer-identifying information and accurate qualification answers;
  • act only within the buyer's authorisation, and only for transactions the buyer has actually approved;
  • qualify honestly, with no fabricating, coaching, or guessing answers, and no misrepresenting the buyer's eligibility, identity, or intent;
  • not probe, enumerate, scrape, or try to reconstruct how the Service decides, or any information it does not return to you;
  • respect rate limits and other access and abuse controls; and
  • comply with the Acceptable Use Policy, which is incorporated into these Terms by reference.

You represent and warrant that neither the buyer nor the Agent Operator is a person or entity that is the subject of sanctions administered or enforced by the United States Office of Foreign Assets Control ("OFAC"), the United Nations, the European Union, or the United Kingdom, or located in or ordinarily resident in a comprehensively sanctioned jurisdiction; that the transaction does not violate applicable sanctions, export-control, or anti-money-laundering laws; and that the funds used are not the proceeds of unlawful activity.

We may suspend, restrict, or refuse access where we reasonably believe activity violates these Terms or the Acceptable Use Policy, creates legal, security, or fraud risk, or could harm the Service, an Operator, a buyer, a payment provider, or other users.

10. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, QUIET ENJOYMENT, AND WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

WE DO NOT WARRANT THAT THE SERVICE WILL BE SECURE, ERROR-FREE, OR UNINTERRUPTED; THAT DISCOVERY RESULTS, QUALIFICATION OUTCOMES, PRICING, AVAILABILITY, MANDATES, OR PAYMENT RESULTS WILL BE ACCURATE OR COMPLETE; THAT ANY BUSINESS WILL REMAIN DISCOVERABLE OR TRANSACTABLE; OR THAT ANY TRANSACTION WILL SUCCEED.

LIBRAMEN DOES NOT DELIVER THE SERVICE THE BUYER PURCHASES AND MAKES NO WARRANTY AS TO THE OPERATOR'S PERFORMANCE, AVAILABILITY, QUALITY, OR FULFILMENT. NO AI MODEL, AGENT, OR AUTOMATED PROCESS OPERATED BY OR THROUGH THE SERVICE DECIDES, ON ITS OWN, TO TAKE THE BUYER'S MONEY; PAYMENT REQUIRES THE BUYER'S APPROVAL AND AN AGENT OPERATOR'S CONFIRMATION, NEITHER OF WHICH IS WITHIN LIBRAMEN'S CONTROL.

NOTHING IN THE SERVICE IS LEGAL, TAX, FINANCIAL, MEDICAL, SAFETY, OR OTHER PROFESSIONAL ADVICE.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, LIBRAMEN WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, ENHANCED, OR PUNITIVE DAMAGES; FOR LOST PROFITS, REVENUE, OR DATA; FOR BUSINESS INTERRUPTION; FOR THE COST OF SUBSTITUTE SERVICES; FOR PAYMENT FAILURES, CHARGEBACKS, OR SETTLEMENT LOSSES; FOR BLOCKCHAIN OR STABLECOIN LOSSES; OR FOR THE ACTS OR OMISSIONS OF ANY OPERATOR, AGENT OPERATOR, AI AGENT, PAYMENT PROVIDER, OR OTHER THIRD PARTY.

IN PARTICULAR, AND TO THE MAXIMUM EXTENT PERMITTED BY LAW, LIBRAMEN IS NOT LIABLE FOR LOSS CAUSED BY AN AI AGENT'S ERROR OR AUTONOMOUS ACTION, INCLUDING SCOPING, AUTHORISING, OR CONFIRMING THE WRONG SERVICE, THE WRONG DATE OR SLOT, THE WRONG AMOUNT, THE WRONG HEADCOUNT, OR THE WRONG OPTIONS, OR CONFIRMING A TRANSACTION THE BUYER DID NOT APPROVE. AS BETWEEN YOU AND LIBRAMEN, RESPONSIBILITY FOR THE AGENT'S BEHAVIOUR RESTS WITH THE AGENT OPERATOR AND THE BUYER.

THE OVERALL LIABILITY LIMITATION AND THE LIABILITY CAP SET OUT IN THE TERMS OF SERVICE APPLY TO THESE TERMS AS A SINGLE, SHARED LIMIT, AND ARE INCORPORATED HERE BY REFERENCE; THERE IS NO SEPARATE OR ADDITIONAL CAP UNDER THESE TERMS. BECAUSE THE BUYER PAYS THE OPERATOR AND NOT LIBRAMEN, AMOUNTS PAID TO LIBRAMEN BY A BUYER OR AGENT OPERATOR WILL ORDINARILY BE ZERO, AND THE CAP IS APPLIED ACCORDINGLY.

THE LIMITS IN THIS SECTION APPLY REGARDLESS OF THE LEGAL THEORY AND EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE. NOTHING IN THIS SECTION LIMITS LIABILITY THAT CANNOT BE LIMITED UNDER APPLICABLE LAW, INCLUDING NON-WAIVABLE CONSUMER RIGHTS AS DESCRIBED IN SECTION 13.

12. Indemnification

To the maximum extent permitted by law, you agree to defend, indemnify, and hold harmless Libramen and its officers, directors, employees, contractors, affiliates, and agents from claims, damages, liabilities, losses, costs, and expenses, including reasonable legal fees, arising out of or related to:

  • the buyer's or the Agent Operator's use of the Service;
  • any erroneous, unauthorised, or unapproved Agent transaction, including one that confirms the wrong service, date, amount, headcount, or options, or that the buyer did not approve;
  • buyer-identifying information you supply, or its inaccuracy or unauthorised use;
  • your breach of any representation or warranty in these Terms, including those concerning authority, capacity, sanctions, and anti-money-laundering;
  • your violation of these Terms, the Acceptable Use Policy, or applicable law; or
  • a dispute between the buyer and an Operator over the transaction or the service.

The baseline scope and the conduct of indemnification claims under the Terms of Service are incorporated here by reference and apply to these Terms.

13. Consumer Rights Savings Clause

Nothing in these Terms limits, waives, or excludes any right, remedy, or protection that a buyer has under applicable consumer-protection law that cannot lawfully be limited, waived, or excluded. Where any provision of these Terms would do so, that provision applies only to the extent permitted by law, and the remainder of these Terms continues in effect.

Statutory rights of cancellation, withdrawal, refund, or return run against the Operator as the seller and provider of the service, through the Operator's own channels, and are not affected by these Terms. To the extent any non-waivable consumer right would otherwise apply against Libramen, it is preserved by this Section.

14. Third-Party Beneficiary

The relevant Operator is an intended third-party beneficiary of the representations, warranties, and obligations you make in these Terms concerning authority, the buyer's approval, the accuracy of buyer information, truthful qualification, and acceptable use, and may enforce them directly. No other person or entity is an intended third-party beneficiary of these Terms, and these Terms create no rights enforceable by anyone other than you, Libramen, and the Operator to the limited extent stated in this Section.

15. Suspension, Termination, and Enforcement

We may suspend, restrict, throttle, block, or terminate access to the Service, for a particular agent, instance, IP, or transaction pattern, at any time and without notice where we reasonably believe activity violates these Terms or the Acceptable Use Policy, creates legal, security, fraud, or abuse risk, harms the Service or an Operator, buyer, or payment provider, or is required by law or by a payment provider.

Enforcement measures may include rate limiting, access limits, blocking, mandate refusal, and removal of access. Our exercise or non-exercise of any enforcement right is not a waiver of any other right. Suspension or termination of access does not relieve you of obligations that accrued before it or that by their nature survive.

16. Changes and Notices

We may update these Terms from time to time. We will post the updated Terms with a revised "Effective Date" through the published URL and the agent-discovery and gateway documents.

Because demand-side access requires no account or registered address, posting the updated Terms to that URL and discovery surface is the method of notice, and continued use of the Service after the revised Effective Date constitutes acceptance of the updated Terms. Where the buyer's email is available for a specific transaction, transaction-specific notices may be sent to that address.

17. Governing Law and Disputes

The governing law and dispute-resolution provisions of the Terms of Service, namely Delaware law, good-faith negotiation, and the exclusive jurisdiction of the state and federal courts located in Delaware, United States, with no arbitration, are incorporated into these Terms by reference and apply to any dispute arising out of or related to these Terms or the Service. There is one set of dispute-resolution terms across the supply and demand sides; nothing in these Terms creates a divergent forum, governing law, or arbitration regime.

This Section does not limit any non-waivable right a buyer has under applicable consumer-protection law, as set out in Section 13.

18. Miscellaneous

These Terms, together with the Acceptable Use Policy and the Privacy Policy, and the provisions of the Terms of Service incorporated by reference, are the entire agreement between you and Libramen with respect to the demand-side use of the Service, and supersede any prior understanding on that subject.

Severability. If any provision is held unenforceable, it is limited or severed to the minimum extent necessary and the remainder remains in effect.

No waiver. Failure to enforce a provision is not a waiver of it.

Assignment. You may not assign these Terms without our consent; we may assign these Terms in connection with a merger, acquisition, financing, reorganisation, or sale of assets.

Export and sanctions. You must comply with applicable export-control and sanctions laws and must not use the Service in violation of them.

Taxes. Any taxes arising from a transaction are the responsibility of the buyer and the Operator as applicable; Libramen is not the tax collector, withholding agent, or tax adviser for transactions conducted through the Service.

Survival. Sections 3 and 5 through 14, and Sections 17 and 18, survive any termination of access, together with any other provision that by its nature should survive.

19. Contact

Email: founders@libramen.ai

Address: Libramen, Inc., 1111B S Governors Ave # 49139, Dover, DE 19904, United States